Our Insurance Products

We offer our insurance products through an independent network of experienced and professional agents and brokers.

• Personal & Business Auto
• Earthquake
• Surety
• Workers' Compensation

Personal & Business Auto

Our Explorer Auto division, headquartered in Santa Clarita, California, provides insurance products for personal and business auto. These programs accommodate risks from the preferred to the non-standard automobile markets. See Explorer Auto.

Primary Markets: California, Florida.

Earthquake

We offer earthquake and flood policies, delivered through a network of wholesale brokers in California, Illinois, Washington, and other states.

Part of our Earthquake program includes assumed catastrophe reinsurance, which allows us to diversify our exposure by participating on domestic (USA) primary insurance carriers' reinsurance programs. See Earthquake.

Primary Markets: Admitted in all 50 states and DC.

Surety

Our Surety division provides construction contractors and real estate developers with contract performance and subdivision bonds. Surety also provides a market for license, permit and court bonds. See Surety Bonds.

Primary Markets: Servicing California and other Western and Southern states. See Contact Us for a complete list.

Workers' Compensation

We offer coverage for Large Businesses throughout the United States, while concentrating in California, Illinois, Nevada and Florida. Our online quoting tool (Snap for Work Comp) allows us to instantly quote Small Business employers who have single-state operations in California, Illinois, Nevada and Florida. See Workers' Compensation.

Primary Markets: California, Illinois, Florida and Nevada, with ancillary coverage provided in additional states.