Workers' Comp FAQ's

• What classes of business will you write?
• What type of payment plans do you offer?
• What states do you write in?
• Will you entertain risks with a high experience modification?
• Do you write new ventures?
• How can I get more information on your Workers' Compensation product?

What classes of business will you write?

We have a broad underwriting appetite and our risk selection is based on individual risk characteristics rather than class. For a current list of eligible class codes Contact Us.

For Large Business, we target industries such as: Country Clubs, Hotels, Light Manufacturing, Luxury Auto Dealers, Restaurants and Retail/Wholesale.

For Small Business, we target over 100 classifications. Some of the targeted industries include: apartments, auto dealerships, hotels/motels, and stores.

We also write Association / Group business plans.

What type of payment plans do you offer?

We offer both direct bill and agency bill. Deposits are competitive and both installment and interim audits are available.

What states do you write in?

We have the ability to write in multiple states. Our primary focus is California, Illinois, Florida, and Nevada.

For Small Business accounts, the insured must be a single-state operation in California, Illinois, Florida or Nevada.

Will you entertain risks with a high experience modification?

Yes, we will consider risks with experience modifications in excess of 100%.

Do you write new ventures?

We will consider new ventures where the owner has prior experience. Contact Us to learn more!

How can I get more information on your Workers' Compensation product?

For more information about our Workers' Compensation products, Contact Us.