Protecting Against Natural Disasters

ICW is committed to providing the best commercial property catastrophe insurance in the industry. Our expert underwriting talent is dedicated to meeting the needs of you and your clients.

Admitted in 48 states, our earthquake-driven Difference in Conditions (DIC) products offer protection against earthquake in all U.S. areas with earthquake exposure. Coverage is available for primary and excess attachments. Earthquake Sprinkler Leakage (EQSL) and Flood protection can be included. All classes of commercial DIC business are considered. Buildings constructed after 1980 are preferred.

ICW offers the following benefits to our wholesale brokers:

• Up to $30,000,000 capacity
• Flexible terms and conditions
• Expert underwriters

For additional information, please Contact Us.

Quick Links

• Earthquake Coverage: Wood Campaign
• DIC Submission Checklist
• Earthquake Glossary
• Appointment Application
• Open for Business Login
• Open for Business booklet (PDF)

In The Spotlight

• Our DIC Product provides policy limits up to $30 million in all states across the USA.