About Us

At ICW Group we are on a journey to relentlessly service the needs of our agents, brokers, policyholders, business partners and team members.

As a privately held family of multi-line property and casualty insurance carriers, ICW Group provides Workers’ Compensation, Surety, Earthquake, and Personal and Business Auto insurance. Based in San Diego, California, our companies consist of Insurance Company of the West, Explorer Insurance Company and Independence Casualty and Surety Company.

We offer our insurance products through an independent network of experienced and professional agents and brokers. We are proud of the individuals within our agency network, as each one serves their clients with the utmost integrity, respect, dedication and trust.

While coming from a heritage of successful performance and results, we treat every day as a new opportunity to prove ourselves.

Company Overview At a Glance

• AM Best Rating A- IX (Excellent); Financial Size Category of IX ($250 million to $500 million).
• Ranked # 40 in the Top 100 Super Regional P/C Insurers by Insurance Journal 2008.
• Gross written premiums of $368 million for 2008.
• Combined Ratio 98% for 2008.
• Admitted in 50 states and DC.
• Servicing both commercial and personal insurance to over 60,000 policyholders.
• Products distributed through a network of over 3,800 independent Agents and Brokers.
• Incorporated in 1972.
• Headquartered in San Diego, California, with regional branch offices located in California, Illinois, Nevada, and Florida, and additional branch offices situated throughout the West and South.
• Over 700 employees.

Review our company information at AM Best's Rating Center.