Our Insurance Products

We offer our insurance products through an independent network of experienced and professional agents and brokers. We offer three primary types of insurance products.

  • Auto
  • Earthquake
  • Workers’ Compensation

Auto

Our Explorer Auto division, headquartered in Santa Clarita, California, provides insurance products for personal auto. These programs accommodate risks from the preferred to the non-standard automobile markets in California.

– See Explorer Auto

Earthquake

We offer earthquake and flood policies, delivered through a network of wholesale brokers in California, Illinois, Washington, and other states.

Part of our Earthquake program includes assumed catastrophe reinsurance, which allows us to diversify our exposure by participating in domestic (USA) primary insurance carriers’ reinsurance programs. Primary Markets: Admitted in all 50 states and DC.

– See Earthquake

Workers’ Compensation

We offer coverage across a broad spectrum of business categories throughout the United States, while concentrating in California, Florida, Georgia, Illinois, Indiana, Michigan, Nevada, New Jersey, North Carolina, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Virginia and Wisconsin. ICW Group is an industry leader in helping its work comp policyholders reduce claims frequency, reduce claim severity, and lower their experience modification factor.

– See Workers’ Compensation