Estes to Serve as Chief Underwriting Officer of Excess and Surplus Offerings
SAN DIEGO (Sept. 15, 2025) – ICW Group Insurance Companies today announced Tracey Estes has joined the company as Chief Underwriting Officer of ICW Specialty, a newly formed business unit that includes VerTerra Insurance, ICW Group’s Excess and Surplus lines carrier. Estes will lead the launch and growth of the business unit, advancing the company’s specialized product strategy.
Estes is responsible for shaping the development and operations of ICW Specialty, including building its products and go-to-market and distribution strategies from the ground up. Excess Casualty is expected to be the first product to launch under the unit next year. Estes and her team will be based out of Atlanta, GA.
“Tracey’s proven ability to build high-performing teams, foster strong relationships, and deliver profitable growth makes her an outstanding addition to ICW Group,” said Mark Moitoso, President, ICW Group. “The development of our specialty product set is a key step in our growth and diversification strategy, aligned with our mission to deliver the best insurance experience possible for our customers and partners. Tracey is an exceptional leader who can drive this vision forward, and we’re thrilled to welcome her to the team.”
With over 20 years of insurance industry experience, Estes is a seasoned executive whose career spans leadership roles in casualty underwriting, specialty insurance, and brokerage. Most recently, she served as Head of Casualty at MSIG USA, where she oversaw the expansion and transformation of the North American casualty portfolio. Before that, she was at Arch Insurance as Executive Vice President, leading their U.S. large account casualty portfolio, and she has also held several leadership roles at AIG. She holds a Bachelor’s Degree in Business Administration from George Washington University and is a Certified Project Manager (PMI) and Commercial Lines Coverage Specialist (CLCS).
“What excites me most about joining ICW Group is the opportunity to build ICW Specialty alongside such talented colleagues and trusted partners,” said Estes. “As we launch this new unit, our focus will be twofold: fostering a culture where collaboration and accountability thrive and delivering innovative products—anchored in underwriting excellence—that meet the evolving needs of clients and brokers. Together, we have the opportunity to shape a business that not only drives growth but also sets a new benchmark for partnership and value in the specialty insurance marketplace.”
More information will be coming soon on the development of ICW Specialty. Visit www.icwgroup.com for updates.
About ICW Group
ICW Group Insurance Companies is a top-tier, national, multi-line Property & Casualty insurance company, providing comprehensive coverage to safeguard our customers’ worlds. Representing a group of carriers, including Insurance Company of the West, Explorer Insurance Company, and VerTerra Insurance, ICW Group is committed to creating the best insurance experience possible for its policyholder customers and network of independent agent, broker and wholesaler partners. For more information, visit www.icwgroup.com.
Media Contact
ICW Group
Jessica Northrup
858.924.8662
jnorthrup@icwgroup.com
