Don’t wait until it’s too late. Partner with ICW Group and get the coverage you need to protect your business from the ground up.
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Rebuilding after a catastrophe can be stressful. With ICW Group in your corner, you’ll be ready for mother nature’s next surprise, and get your business back on solid ground.

Protect your business with coverage you can count on from one of the industry’s top commercial earthquake insurance companies.

Keep your business afloat with comprehensive flood coverage available as a stand-alone policy in California. For the rest of the country, the flood DIC exposure is incidental.

Protect your business with coverage you can count on from one of the industry’s top commercial earthquake insurance agents.

Keep your business afloat with comprehensive flood coverage available as a stand-alone policy in California. For the rest of the country, the flood DIC exposure is incidental.
Provides protection against damage to your building and to your business property.
Almost half (43 percent) of small businesses affected by a disaster never reopen, and an additional 29 percent go out of business within 2 years.
With an average of over 20,000 earthquakes a year in the US alone, it’s worthwhile to consider commercial earthquake insurance, even if your business is not located on a fault line.
Not only will your earthquake policy provide you peace of mind, but should the unthinkable occur, it can quickly get you back to building your business.
Certain catastrophe products and services are issued by VerTerra insurance Company, a member of the ICW Group of Insurance Companies (NAIC 0922), with a financial strength rating of “A” from AM Best. VerTerra is a US domiciled surplus lines insurer, issuing insurance policies through the non-admitted market. Surplus lines insurers do not generally participate in State Guaranty Funds and therefore insureds are not protected by such funds. Non admitted policies can only be issued through duly licensed surplus lines producers. Coverage may not be issued in all states and is subject to the terms and conditions of the issued policy. The information contained herein is designed to provide information to insurance professionals and is not a solicitation. VerTerra Insurance Company is not licensed in California.