Commercial property business insurance that empowers you to stay up and running.
Coverage for a wide range of property types and business operations
Proactive claims handling
Preventative risk management
Why choose ICW Group
ICW Group’s Commercial Lines offerings simplify your business insurance experience, safeguarding your world at every step. With multiple coverages from a trusted carrier, efficient claims handling, and value-added services, your business stays protected, and your risks managed with confidence.
Multi-Line Carrier Convenience
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Protect your business with multiple coverages from one trusted carrier, simplifying your insurance experience and creating a more coordinated approach to managing risk.
Financial Strength You Can Trust
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With more than 50 years of proven financial stability, ICW Group delivers the long-term security and dependable partnership businesses need.
Consultative Risk Management
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Keep costs contained and your valuable assets safe with our preventative risk management and safety training resources available for your business.
What is commercial property insurance for business?
Having the right commercial property coverage can turn a potentially devastating loss into a manageable event. Commercial property insurance protects a business’s physical assets if they’re damaged or lost due to covered events like fire, theft, vandalism, or certain natural disasters. These physical assets might include things like your buildings, tools and equipment, fixtures and furniture, and other operational items that support your day to day earnings. It can also include the financial losses that stem from property damage.
Being sure you have proper insurance for your commercial property is key to a business’s financial recovery in these situations as it covers losses, paying to repair or replace property essential to keeping operations going.
What does commercial property insurance cover?
What it typically covers:
Buildings you own (or improvements you’ve made to leased space)
Business personal property like equipment, furniture, tools, and supplies
Computers, tools, and machinery
Inventory and stock
Common causes of loss covered:
Fire and smoke
Theft and vandalism
Wind, hail, and lightning
Water damage (from burst pipes, not flooding)
Our claims promise
Count on fast, easy claims reporting and proactive in-house handling so your team can stay focused on running the business, not managing a claim.
In-house claims professionals
Proactive claims handling
Online claims filing
24-hour response time
Tech-driven claimant tools
Expert fraud investigators
Get a Commercial Multi-Peril Package insurance quote
If you would like to get a quote on a Commercial Multi-Peril policy, please get in touch with your insurance agent and ask them about ICW Group. We offer a robust suite of commercial insurance to keep you up and running.