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Excess Liability Insurance

An extra layer of protection to safeguard your world.

  • Additional capacity when you need it
  • Proactive claims and risk management
  • Proven financial stability you can rely on

Why choose ICW Group 

ICW Group’s Commercial Lines offerings simplify your business insurance experience, safeguarding your world at every step. With multiple coverages from a trusted carrier, efficient claims handling, and value-added services, your business stays protected, and your risks managed with confidence.

Multi-Line Carrier Convenience

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Protect your business with multiple coverages from one trusted carrier, simplifying your insurance experience and creating a more coordinated approach to
managing risk.

Financial Strength You Can Trust

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With more than 50 years of proven financial stability, ICW Group delivers the long-term security and dependable partnership
businesses need.

Consultative Risk Management

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Keep costs contained and your valuable assets safe with our preventative risk management and safety training resources available for your business.

What is excess liability insurance for business?

Protecting your business is critical, particularly when dealing with large losses beyond what your primary insurance can cover. ICW Group provides an extra layer of protection over scheduled underlying coverages with excess liability insurance through our commercial business unit. Consultative underwriting and in-house expertise provide a tailored approach to reduce risk and control costs across operations. Our excess liability helps protect your business from severe, unexpected losses that go beyond primary coverage, and safeguard your world, always.

What does an excess liability policy cover?

When something catastrophic happens is not when you want to find out you aren’t covered. Excess liability insurance provides an added layer of peace of mind and financial protection when claims exceed the limits of your primary coverage, helping protect your business from
high-severity losses and unexpected legal costs. It strengthens your commercial risk strategy by extending liability to higher limits and protecting assets when the stakes are highest.

ICW Group’s commercial excess liability can provide more coverage to the following lines:

General Liability Insurance

Commercial Auto Insurance

Workers’ Compensation
(Employer’s Liability)

Our claims promise

Count on fast, easy claims reporting and proactive in-house handling so your team can stay focused on running the business, not managing a claim.

Get a Commercial Multi-Peril Package insurance quote

If you would like to get a quote on a Commercial Multi-Peril policy, please get in touch with your insurance agent and ask them about ICW Group. We offer a robust suite of commercial insurance to keep you up and running.

Coverage is not available in all states and is subject to all policy terms and conditions.

ICW Group Insurance Companies