General liability coverage to safeguard your world.
Coverage for a wide range of business operations and liability exposures
50+ years of financial strength
Proactive claims handling and risk management
Why choose ICW Group
ICW Group’s Commercial Lines offerings simplify your business insurance experience, safeguarding your world at every step. With multiple coverages from a trusted carrier, efficient claims handling, and value-added services, your business stays protected, and your risks managed with confidence.
Multi-Line Carrier Convenience
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Protect your business with multiple coverages from one trusted carrier, simplifying your insurance experience and creating a more coordinated approach to managing risk.
Financial Strength You Can Trust
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With more than 50 years of proven financial stability, ICW Group delivers the long-term security and dependable partnership businesses need.
Consultative Risk Management
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Keep costs contained and your valuable assets safe with our preventative risk management and safety training resources available for your business.
What is general liability insurance for business?
General liability insurance coverage protects your business from claims made by third parties. The term “third party” refers to people or entities outside of the insurance contract who suffer harm due to your business operations. Commercial general liability insurance covers property damage and bodily injury caused by your business. Without it you’d be required to pay those claims yourself. We partner with you not just to manage this financial risk, but your reputation as well.
What does general liability insurance cover?
From property damage to harm to someone’s reputation via slander, there are a variety of risks to your business that take a tailored approach and deep expertise to solve for. Each industry is unique, with different risks and needs. This is not a one size fits all type of coverage.
Work with dedicated underwriters who bring industry expertise and a consultative approach to deliver tailored solutions to a variety of general liabilities, including:
Bodily injury to third parties
Property damage
Reputational harm such as slander or libel
Products and completed operations claims
Personal and advertising injury such as copyright infringement in ads
Legal defense costs
Who needs general liability business insurance?
General liability protects a business if someone is injured, their property is damaged, or you’re accused of advertising libel or slander. Most businesses need this type of business insurance because risk exists anytime you interact with people, property, or the public.
Who typically needs a general liability insurance policy:
Businesses with a physical location open to customers
Service businesses that work at client sites
Contractors, construction, and trade professionals
Home-based businesses
Businesses that make, sell, or distribute products
Businesses that make, sell, or distribute products
Businesses with a physical location open to customers
Service businesses that work at client sites
Contractors, construction, and trade professionals
Home-based businesses
Businesses that make, sell, or distribute products
Freelancers, agencies, and businesses with a public-facing brand
Our claims promise
Count on fast, easy claims reporting and proactive in-house handling so your team can stay focused on running the business, not managing a claim.
In-house claims professionals
Proactive claims handling
Online claims filing
24-hour response time
Tech-driven claimant tools
Expert fraud investigators
Get a Commercial Multi-Peril Package insurance quote
If you would like to get a quote on a Commercial Multi-Peril policy, please get in touch with your insurance agent and ask them about ICW Group. We offer a robust suite of commercial insurance to safeguard your world.