Terms & Conditions of Use

By reproducing or using an image or a logo from the ICW Group Image Library you agree to be bound by the following terms and conditions.

A. Ownership:

The ICW Group Logo is a trademark owned solely and exclusively by Insurance Company of the West (hereinafter “ICW” or “ICW Group”), and You acknowledge the value of the goodwill associated with the ICW Group Logo and that any goodwill from Your use of the ICW Group Logo exclusively insures to the benefit of and belongs to ICW Group. You have no rights of any kind in the ICW Group Logo. You will not do anything inconsistent with ICW Group’s ownership of the ICW Group Logo, such as filing any trademark application anywhere in the world, now or in the future. You will not use the ICW Group Logo in any manner that creates a false association with ICW Group, or on or in connection with anything that is unlawful or encourages unlawful conduct.

The ICW Group Logo shall be conspicuously marked and/or designated as the trademark property of ICW Group on Your site. Notice shall also be placed on Your site that other persons may not use the ICW Group trademark in any manner.

B. Media Use Only

Only accredited journalists and members of press agencies may reproduce or use a single copy of the Images. The right to use an Image may not be assigned or sublicensed to any third party. User may only use the Images in close proximity to, or in obvious connection with, a published article or broadcast news story about, ICW Group or a specific ICW Group product or service.

C. Termination/Modification

ICW Group may at any time, with or without cause, and with or without prior notice, revoke Your permission to use the Logo or modify these Terms and Conditions of Use. If ICW Group revokes permission, You must immediately remove any and all images and cease use of any and all Logo.

D. Restrictions on Use

The Logo must be used in the format downloaded and must be in either black and white or in the color supplied by ICW Group. You shall not change the look or feel of the ICW Group Logo. The ICW Group Logo must be displayed in the true aspect ratio provided. Images may not be used for advertising or promotional purposes. Images shall not be combined with any other object, including, but not limited to, other logos, words, graphics, photos, slogans, numbers, design features, or symbols. All images must be displayed in proportion to their original size.

E. No Warranty

The Images provided for download are provided on an “as is” basis, without any warranty whatsoever. ICW Group disclaims any and all warranties, express or implied conditions, and representations including any implied warranty of merchantability, fitness for a particular purpose, or non-infringement.

F. Limitation of Liability

ICW Group shall not be liable for any damages suffered as a result of using, modifying, contributing, reproducing, distributing, or downloading the Images, or any exercise of the rights granted by the Terms and Conditions of Use by You. In no event shall ICW Group be liable to you for special, consequential, incidental, indirect, punitive or exemplary damages, however caused, whether for breach of warranty, contract, tort negligence, strict liability or otherwise, even if such party has been advised of the possibility of such damages.

You agree to defend, indemnify and save harmless ICW Group, its officers, agents, and employees from and against any and all liability, claims, demands, fines, fees, expenses, penalties, suits, proceedings, actions and costs of action, including attorney’s fees for trial and on appeal, of any kind and nature arising out of or in any way connected with Your use of the Images.

G. Entire Agreement

These Terms and Conditions of Use constitute the entire Agreement between the parties and supersedes all prior or contemporaneous understanding, statements, or promises. These Terms and Conditions of Use will be construed and enforced in accordance with substantive laws of the State of California, notwithstanding California’s conflicts of laws rules.