Report and Manage Claims
What to do when an incident occurs
1Get medical treatment if necessary
If your employee’s need for treatment appears urgent — for example, bleeding profusely, unconscious or may be having a heart attack — get them to the nearest emergency room or call 911.
2Complete ’s claim form(s)
To get your state’s claim form(s), use the state selector above.
3Submit applicable formsSelect one of these convenient ways to submit your forms. If you have questions feel free to call us 877.4.ICW.NOW (877.442.9669).
First Notice of Loss
PO Box 509039
San Diego, CA 92150
4Fulfill OSHA requirements
OSHA requirements vary by state.
For information on OSHA requirements in , use the state selector above.
What to do after you’ve reported a claim
Help your injured workers
We understand navigating the claims process can be challenging. ICW Group provides you several tools to make this easier.
Learn more about helping your injured workers ›
Send your workers On the Road to Recovery ECards ›
Maintain contact with your ICW Group examiner
Communication is the best way to manage claims. Contact your Claims Examiner if:
- An injured worker’s job status changes.
- The availability of modified work changes.
- The injured worker is terminated.
- The injured worker’s rate of pay has changed.
- You believe they’re working elsewhere or are involved in recreational activities.
- You suspect fraud.